In response to a man who was troubled and downcast because of his many debts, the Rebbe wrote that his biggest trouble was his lack of bitachon in G-d, for that is the key to everything. The Rebbe encouraged the man to toil in strengthening his belief that even if there seems to be no way for matters to work out, he should nevertheless trust in G-d - for G-d works above nature, and thus all can be good.
Reb Shaul Ber Kobakov, a successful lumber merchant from the city of Minsk, was one of the followers of the 4th Chabad Rebbe the Rebbe Maharash (and later of the Rebbe Rashab). Once, when on a business trip, as he waited on the railway platform, he heard an announcement that his train would be delayed, so he decided to wash his hands and pray the evening prayer of Aravit. Another Jewish merchant who was also there and knowing that Reb Shaul Ber was not one to rush through his prayers, went over to him and warned him that his train would probably arrive before he finished the amidah prayer.
"That's of no interest to me," replied the Reb Shaul Ber. "Now is the time for Aravit, so now i will pray."
While he stood in a quiet corner and prayed for a full hour, the train came and left. When he finished, he waited for the next train and repeated to the other merchant that when it was time to pray nothing mattered to him, even his business.
Just then the next train clattered to a halt, but before the Reb Shaul Ber climbed on, whom did he see, stepping down from the train? It was none other than the owner of the forests to whom he was about to travel! That man came over and greeted him, explaining that he had waited for him at his station as they had planned, but when Reb Shaul Ber had not shown up, he had decided to travel to see him.
From this Reb Shaul Ber understood that he must be desperate to sell his forests, and was thus able to strike a good bargain
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